Andrew Hetherington

Actuary working in London, UK. All views are my own.

Curriculum Vitae

ANDREW HETHERINGTON

Email: andrew.m.hetherington@gmail.com

LinkedIn: https://www.linkedin.com/in/andrewmhetherington/

Qualified actuary with 4.5 years’ experience across insurance and pensions.

UK-based, currently working in London.  

EDUCATION

Fellow—Institute and Faculty of Actuaries (2018–2022)

Passed exams in financial mathematics, statistics, business finance, economics. Took specialist modules in general insurance and enterprise risk management. Chartered Enterprise Risk Actuary.

BSc (Hons) Physics—Durham University (2015–2018)

86% overall mark. 1st class honours—transcript available upon request.

Awards: J A Chalmers Prize in Physics (2018), Durham Physics Award for Outstanding Achievement (2017, 2018), Durham Award (2018)  

EMPLOYMENT

Brit Insurance, London, UK (November 2021–present)

Actuary, Portfolio Analytics (August 2022–present)

Actuarial Analyst, Portfolio Analytics (November 2021–July 2022)

  • Actuarial point of contact for design, build, and rollout of suite of portfolio management tools adopted by over 20 classes of business since release.

  • Portfolio management subject matter expert: delivered underwriting training session on portfolio management to over 60 staff; developed and drove best practice through creation and distribution of videos, user guides and reference materials.

  • Supported with development of framework for anticipating and mitigating future sources of large claims. Presented summary material to underwriters across 7 classes of business.

  • Contributed to delivery of thematic reviews and exploration of new data points in order to proactively shape portfolio strategy:

    • Recession resilience of different divisions through use of financial and credit data resulting in lists of high-risk accounts being delivered to managing directors.

    • Tracking of insured property valuations over time to ensure adequate indexation for inflation, leading to procurement of external valuations tool and new valuations component in underwriting process.

    • Analysis of US commercial property book and delivery of actionable recommendations with projected positive impact of over $1m on 2022 underwriting profit.

  • Contribution to wider projects such as drafting of Statement of Actuarial Opinion and actuarial review of underwriting process for open market US property class.

  • LGBTQ+ employee network co-lead. Presented “back to basics” session on significant LGBTQ+ terminology, concepts and history to over 140 staff. Speaker at launch event of industry-wide I&D festival Dive In.

  • Co-led development of training syllabus for actuarial department: successfully launched monthly presentation skills workshops; created quick-start Python programming guide; organised regular knowledge-sharing sessions for over 100 risk and actuarial staff across the Group.  

LCP, London, UK (September 2018–November 2021)

Actuarial Associate Consultant (July 2020–November 2021)

Actuarial Analyst (September 2018–July 2020)

  • Coordinated transfer value exercise, working across departments to perform actuarial calculations for 230 individuals. Designed bespoke models to improve efficiency.

  • Presented integrated risk management dashboard to client. Conducted scenario analysis to quantify financial impact of plausible adverse scenarios; tracked key risk metrics over time to identify emerging trends.

  • Stochastically modelled fair value of employee share option contracts for IFRS 2 reporting.

  • Acted as Inclusion and Diversity Mental Wellbeing lead. Supported implementation of digital wellbeing platform for 700+ employees.

  • Actuarial/Advisory Trainee of the Year (Professional Pensions Rising Star Awards 2021).  

Atom Bank, Durham, UK

Analytics Intern (3 July 2017–15 September 2017)

  • Used Excel to interpret large volumes of savings and business loans data.

  • Automated routine reporting using Python, increasing efficiency and detail.

  • Presented Management Information to Head of Analytics and Head of Customer Experience.

ADDITIONAL SKILLS

POSITIONS OF RESPONSIBILITY & VOLUNTEERING

Committee Member—IFoA Sustainability Early Careers Board (January 2022–present)

  • Speaker at panel event and author of two IFoA articles discussing the importance of the COP27 international climate conference and what progress has been made since.

  • Provided regular input into the Institute’s primary Sustainability Board to ensure that the early-career viewpoint is represented in decision-making.

Co-chair, Future Leaders Group—The Society of Pension Professionals (June 2021–October 2021)

  • Mediated discussions and engaged with cross-firm challenges to support early career pensions staff with their personal and professional development.

Hospital Volunteer—Royal Free London NHS Foundation Trust (February 2020–December 2021)

  • Helped with the running of a Covid-19 vaccination centre delivering up to 1,500 daily doses to members of the public.

  • Worked as part of a fleet of volunteers to cut and stitch 50,000 PPE surgical gowns for hospital staff in response to shortages during early months of Coronavirus pandemic.

ADDITIONAL EDUCATION

Northampton School for Boys (2008–2015)

  • A-levels (2013–2015): 3 A* in Maths, Further Maths and Physics, 1 A in Chemistry

  • GCSEs (2008–2013): 6 A* and 4 A including Mathematics and English

  • Awards: Bruce Liddington Award for Attainment, Award for Outstanding Achievement in Physics